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How do I know if I can qualify for a loan to purchase a vehicle?
If you have a job that can be verified, and if you are not currently
involved in a bankruptcy, than your loan application is virtually
approved. Top
Does buying a pre-owned vehicle really help me reestablish my
credit ?
Yes, when checking with the credit bureau, many lending institutions
look at automobile loans closer than any other type of loan (other
than home loans) to verify your credit standing. Secured credit cards
are no help at all--you are really borrowing your own money with the
glory of having a piece of plastic in your wallet. Buying a car from a
"buy here, pay here" lot that does not report to the credit reporting
agency is simply not very smart because it does not help your credit
record at all . Top
Are there any hidden fees or service charges for application?
There is absolutely no cost to fill out an application. You can fill
out and application without paying anything or risking anything. Top
How long the loan process will take?
Most of customers are contacted within few hours after receiving
application. We have the ability to get you behind the wheel the same
day you apply! Top
Is my privacy protected?
Absolutely. We understands that privacy concerns are of up most
importance when it comes to the the use of your personal information.
We would like to assure you that we are committed to protecting your
personal privacy. Please read our privacy policy for more detailed
information. Top
Why do you need my Social Insurance Number?
Your social insurance number is required for the lender to be able to
perform a credit check in order to determine what type of financing
you qualify for. This information is used only for the purpose of
determining a credit score for the applicant, and is not used for any
other purpose or shared with any third parties other than the lender
that your profile is assigned to. Top |